From the first member you register to your monthly board report — e.sacco handles the whole savings & credit lifecycle.
Full KYC records, passport photos, next-of-kin, income, verification status, notes and a printable savings statement per member.
Record deposits and withdrawals with running balances, full history and instant member statements.
Applications, admin approval, automatic interest, disbursement and repayment tracking with auto-completion.
Savings liabilities, loans outstanding, realized vs projected interest, and printable/CSV reports for your board.
CSRF protection, login throttling, and a full audit log of every login, deposit, withdrawal and admin action.
One-click database backups, admin/staff roles, per-SACCO branding, currency and loan-rate settings.
Give front-desk staff a fast, tap-friendly workflow and give admins the oversight of a real bank — without the cost or complexity.
No installation, no servers to manage. Create your workspace and start registering members the same day.
Sign up in under a minute. Your secure, private workspace and admin account are created instantly.
Capture full KYC — photo, ID, next-of-kin and income — and verify members as their files are checked.
Record savings, issue and track loans, and pull board-ready reports whenever you need them.
Teams that switched to e.sacco spend less time on paperwork and more time serving members.
"We closed our books in an afternoon instead of a week. The member statements alone made our AGM so much smoother."

"Our field officers now register members and record deposits from their phones. Loan tracking is finally accurate."

"The audit trail gives our board total confidence. We can see every deposit, withdrawal and approval, with who did it."

Create your free workspace today — it takes less than a minute.
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