● Trusted SACCO & Microfinance platform

Run your SACCO like a modern bank.

Members, savings, shares, loans, KYC, accounting and reports — everything your savings & credit cooperative needs, in one secure cloud workspace your team and members can use from any phone.

K G D M
Built for real savings groups
from village VSLAs to large SACCOs
100%
Data isolated per SACCO
Bank-grade
Security & audit trail
Any device
Works on phone & desktop
Free
to get started, no card needed
Everything in one place

Empower your SACCO with cutting-edge features

From the first member you register to your monthly board report — e.sacco handles the whole savings & credit lifecycle.

Member 360 Profiles

Full KYC records, passport photos, next-of-kin, income, verification status, notes and a printable savings statement per member.

Savings & Deposits

Record deposits and withdrawals with running balances, full history and instant member statements.

Loans & Repayments

Applications, admin approval, automatic interest, disbursement and repayment tracking with auto-completion.

Accounting & Reports

Savings liabilities, loans outstanding, realized vs projected interest, and printable/CSV reports for your board.

Security & Audit Trail

CSRF protection, login throttling, and a full audit log of every login, deposit, withdrawal and admin action.

Backups & Roles

One-click database backups, admin/staff roles, per-SACCO branding, currency and loan-rate settings.

SACCO officer registering a member
Built for how SACCOs actually work

Financial freedom for your members, control for your team

Give front-desk staff a fast, tap-friendly workflow and give admins the oversight of a real bank — without the cost or complexity.

  • Isolated workspace — every SACCO only ever sees its own members and money.
  • Role-based access: admins approve loans & verify KYC, staff handle daily transactions.
  • Mobile-first navigation so officers can work from a phone in the field.
  • Your logo, colour, currency and interest rates — configured in minutes.
Up and running today

Start in three simple steps

No installation, no servers to manage. Create your workspace and start registering members the same day.

1

Create your SACCO

Sign up in under a minute. Your secure, private workspace and admin account are created instantly.

2

Register your members

Capture full KYC — photo, ID, next-of-kin and income — and verify members as their files are checked.

3

Transact with confidence

Record savings, issue and track loans, and pull board-ready reports whenever you need them.

Real stories, real results

Loved by SACCO managers

Teams that switched to e.sacco spend less time on paperwork and more time serving members.

★★★★★

"We closed our books in an afternoon instead of a week. The member statements alone made our AGM so much smoother."

Ronald K.Manager, Nakawa Teachers SACCO
★★★★★

"Our field officers now register members and record deposits from their phones. Loan tracking is finally accurate."

Grace N.Chairperson, Ntinda Women's SACCO
★★★★★

"The audit trail gives our board total confidence. We can see every deposit, withdrawal and approval, with who did it."

David O.Treasurer, Bugolobi SACCO

Ready to modernise your SACCO?

Create your free workspace today — it takes less than a minute.

Get started free →